Transaction Monitoring Specialist

About the role

COLIBRIX ONE is seeking a Transaction Monitoring Specialist to join its fast‑growing fintech team. You will work on real‑time monitoring of payments, detect fraudulent activity, and ensure compliance with AML/CTF regulations and card‑scheme rules for business and individual clients.

Key responsibilities

• Monitor deposits and review daily fraud reports to ensure merchant compliance with Visa and Mastercard programs.
• Conduct real‑time transaction monitoring for both business and individual clients.
• Analyze large volumes of transaction data to identify suspicious patterns and potential fraud.
• Perform periodic evaluations of client accounts and website functionality, including test transactions, to verify compliance.
• Investigate merchants and portfolios to assess risk, ensure compliance, and detect illegal activities.
• Identify potential money‑laundering, terrorist‑financing, and sanctions‑evasion scenarios.
• Collect and manage additional client data related to completed transactions.
• Escalate and report suspicious activities promptly, ensuring adherence to AML/CTF procedures.
• Support colleagues from other departments with AML/CTF‑related queries and provide recommendations to improve monitoring efficiency.

Required profile

• Minimum of 2 years of experience working in AML or related compliance roles.
• Strong understanding of AML/CTF regulations, customer due diligence (CDD) and enhanced due diligence (EDD) procedures.
• Familiarity with payment screening processes and card‑scheme rules.
• Excellent analytical and problem‑solving abilities with high attention to detail.
• Ability to handle confidential information securely.
• Experience in a fast‑paced environment.

Required skills

• Proficiency in Microsoft Office.
• Experience using AML software or related monitoring tools.