Credit Analyst

About the role

We are seeking a proactive Credit Analyst to join our Credit & Account Services team in Lisbon. The role supports the Operations area by managing loan and credit limit data, ensuring compliance, and contributing to operational excellence within a leading European bank.

Key responsibilities

• Book and maintain loans, credit limits and SBLC in the systems.
• Prepare, analyse and submit credit limit renewal applications for existing transactions.
• Draft, review and maintain credit documentation, ensuring accuracy and regulatory compliance.
• Manage databases, spreadsheets and operational reports using core banking systems.
• Collaborate with cross‑functional teams to complete client data quality controls and operational processes.
• Investigate and resolve inquiries from internal and external stakeholders.
• Support system enhancement initiatives and new technology implementation projects.
• Assist the department coordinator with special projects and ad‑hoc requests.
• Provide timely responses to regulatory, internal audit and external audit requirements.
• Produce and review weekly and monthly management reports.

Required profile

• Availability to work night shift (2:00 PM – 11:00 PM) or on a rotating schedule.
• University degree in Finance, Economics, Business Administration or a related field.
• 1‑3 years of proven experience in banking.
• Fluent English.
• Strong attention to detail and commitment to accuracy.
• Team player with an open‑minded approach to diverse cultures.
• Proactive, self‑motivated and driven to identify opportunities.

Required skills

• Core banking systems